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    Fees for Services

    Our clients utilize insurances or self-pay for services. Below are our self pay rates for Individual Therapy (45-min session) and Couples/Family Therapy (1hr session). * Note, initial intake sessions are an additional $50.00 for up to 30min of added assessment and diagnostics.

    Interns

    -Individual Therapy: $50

    -Couples/Family Therapy: $50


    *Interns are providing treatment under the clinical supervision of a Master's Level or Independent Clinical Practitioner.

    Master's Level Clinicians

    -Individual Therapy: $120

    -Couples/Family Therapy: $150


    *These practitioners are providing treatment under the clinical supervision of a board approved Independent Clinical Practitioner.

    Independent Practitioners

    -Individual Therapy: $150

    -Couples/Family Therapy: $200

    *Credentials include: LCSW-C, LICSW, LCPC, LPC, MFT, PsyD

    Coaches

    -Insurance does not cover coaching services.

    -Rates vary by practitioner and service.

    Fees & Insurances

    At this time, our providers accept:

    • CareFirst BlueCross BlueShield
    • Maryland Medicaid
    • Out-of-Network Benefits
    • Behavioral Health Services (EAP)
    • ComPsych (EAP)

    Don’t See Your Insurance Listed?

    For those with other medical insurance coverage, depending on your current health insurance provider or employee benefit plan, it is possible for services to be covered in full or in part. Please contact your provider to verify how your plan compensates you for psychotherapy services.

    I’d recommend asking these questions to your insurance provider to help determine your benefits:

    • Does my health insurance plan include mental health benefits?
    • Does my health insurance plan cover out-of-network benefits?
    • Do I have a deductible? If so, what is it and have I met it yet?
    • Does my plan limit how many sessions per calendar year I can have? If so, what is the limit?
    • Do I need written approval from my primary care physician in order for services to be covered?
    • Do I have a copay? If so, how much is it?

    Need Help Paying for Treatment

    Even with insurance, figuring out how to pay for the treatment insurance won’t cover can feel overwhelming and hopeless. Whether you’re getting treatment for yourself or a loved one, Upstart, OneMain Financial, or LendingClub can offer instant decisions, fixed rate medical/personal loans, and next day access to funds from $1,000 to $50,000. This option will get you or your loved one the treatment they need, at a monthly payment you can afford.

    Upstart

    Pros

    -Accepts borrowers new to credit.

    -Able to fund loans within one business day.


    Qualifications

    -Minimum credit score: 580.

    -Minimum credit history: None, this lending platform accepts borrowers with credit history too limited to produce a FICO score.

    -Minimum gross income: $12,000.

    -Employment: Full-time job, full-time job offer starting in 6 months, a regular part-time job, or another source of regular income.

    OneMain Financial

    Pros

    -Option to choose your payment date.

    -Offers joint and secured loans.

    -Able to fund a loan the same or next business day.

    -Offers online educational resources.


    Qualifications

    -Minimum credit score: None.

    -Minimum income: Not disclosed; average is $45,000.

    LendingClub

    Pros

    -Offers co-signed and joint loan options.

    -Soft credit check with pre-qualification.


    Qualifications

    -Minimum credit score: 600. LendingClub uses FICO 8 credit scoring model.

    -Minimum credit history: Three years.

    -Debt-to-income ratio: Less than 40% for single applications, 35% combined for joint applicants.